How Do I Know What I can Afford?

How Do I Know What I can Afford?

Thinking about buying a home, but not sure how much you can afford? Several factors come into play when deciding the ideal price range for your search. Here are some important considerations to keep in mind. 1. Gross Monthly Income Lenders will assess your gross...
What Costs Are Involved in Selling a Home?

What Costs Are Involved in Selling a Home?

Selling a home involves several costs, often including: 1. Title Agency fees This can include things like title insurance, recording fees and local government conveyance fees. 2. Mortgage Payoff Any remaining mortgage balance, including second mortgages and home...
Property Disclosure Requirements in Ohio

Property Disclosure Requirements in Ohio

If you’re selling your home in Ohio, it’s likely that you will need to fill out a Residential Property Disclosure Form (RPDF), in which you must disclose any known defects that impact the home’s material condition or could influence its value or the...
Important Strategies to Consider When Selling Your Home

Important Strategies to Consider When Selling Your Home

1. Choose the Right Real Estate Realtor Find a realtor who is well-versed in your local market, familiar with neighborhood trends, and able to advise on pricing and timing. Work with an realtor who communicates effectively, is responsive, and has a proven track record...
What NOT to Do When Securing Financing

What NOT to Do When Securing Financing

When you’re in the process of buying a home, your financial behavior is under the microscope. To avoid delays – or even jeopardizing your mortgage approval – keep these important “don’ts” in mind: 1. Don’t make big purchases before closing Hold off...